How to Stop Foreclosure in Hemet and San Jacinto

Posted on June 28th, 2009 by Fred

Sell your house quick to Stop Foreclosure in Hemet and San Jacinto
Go to http://www.StopForeclosureInHemetAndSanJacinto.com to see how to.

Duration : 43 sec

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Stop Foreclosure Indianapolis

Posted on June 28th, 2009 by Fred

Stop Foreclosure Indianapolis – Dennis Roembke of Blue Light Investments has a special message for Indianapolis residents that are experiencing a financial hardship. Please visit www.stopmyforeclosureindianapolis.com for more information.

Duration : 46 sec

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Trying to STOP FORECLOSURE? Our COPYRIGHTED SYSTEM has a 100% SUCCESS RATE.

Posted on June 28th, 2009 by Fred

http://www.yourlastoption.com (Stop Foreclosure now),
For many of you who have been turned down for a refinance, loan modification or short sale, we may be YOUR LAST SOLUTION. Through years of intense research, we have discovered and developed a step by step program to save your home from foreclosure, without refinancing, credit counseling, loan modification specialists or attorneys.
Finally, a homeowner program that stops foreclosure, reveals your rights and protects your home.
We have a 100% success rate
with all of our clients with regard to relieving notices of default, foreclosure prevention, loan modification negotiation and stopping sheriff sales.
Does This Apply To You?
Behind on your mortgage payment
Facing foreclosure
Sheriff sale looming
Notice of Default
Feeling powerless
Turned down for a loan modification
Payments skyrocketing
Banks wont work with you, they just dont seem to care.
What Does This Program Offer?
An understanding of your rights.
It stops an NOD, foreclosure or sheriff sale.
Encourages banks to modify your existing
loan terms.
It keeps you in your home.
It gives you time to make choices that are in your best in interest.
It is a process that challenges the original lender to live up to the contract you both signed.
Its powerful, effective and it works to stop the foreclosure of your home.
If you are a Loan Modification Company, Real Estate or Mortgage Professional, our Corporate Affiliate Program offers you access to our unique program to benefit your clients.
htttp://www.yourlastoption.com
The foreclosure crisis has nearly devastated the American economy. According to Zillow, 17.6% of all homes are now underwater in the United States. Of those under-water homes, 41.2% of these home loans came from properties purchased less than five years ago. The worst value stricken cities are located in the where the sun shines bright. Riverside, San Diego, Orange County, Los Angeles and Las Vegas, 61.4% of all primary residence homes are underwater.

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Duration : 0:6:13

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Mortgage Foreclosure Rescue Scams – Documentary Video

Posted on June 28th, 2009 by Fred

Mortgage Foreclosure Rescue Scams – Documentary Video

We Stop Foreclosure Rescue Scams (2008) by Kyra Olds

This is a documentary about mortgage foreclosure rescue scams that are occurring across the country in light of the growing foreclosures. The movie describes common scam tactics and how distressed homeowners fall for these scams. The movie concludes with what lawyers can do to challenge these scams in court and the Washington State Legislature’s response to try to to stop these scams by passing House Bill 2791 and Senate Bill 6381. It is intended to educate advocates so they can better ist homeowners facing foreclosure.

Director: Kyra Olds
Producer: Northwest Justice Project
Sponsor: Eric Dunn
Keywords: foreclosure rescue scam; washington; mortgage; foreclosure; 2791; northwest justice project; njp
Contact Information: Northwest Justice Project 401 2nd Ave S Seattle, WA 98104 www.nwjustice.org

Creative Commons license: Attribution-Noncommercial-Share Alike 3.0 United States

Credits:
We Stop Foreclosure Rescue Scams
by Northwest Justice Project;

Featuring:
Eva, Client of NJP; Eric Dunn, Attorney at NJP; Melissa Huelsman, Private; Attorney in Seattle; Judy Poston, Housing Counselor at Solid Ground; Julia Kellison, Attorney at NJPl; Fred Corbit, Attorney at NJP

Produced by: Kyra Olds, Intern at NJP

Foreclosures are increasing nationwide, and so are scams that promise to rescue homeowners from foreclosure. What these scams do is take your money, ruin your credit record, and wipe out any equity you have in your home. Foreclosure con artists take advantage of people who have fallen behind on their mortgages and face foreclosure. Con artists know that people in these situations are vulnerable and likely to be desperate. Potential victims are easy to find: mortgage lenders publish notices before foreclosing on homes. After reading such notices, con artists approach their targets in person, by mail, over the telephone, or by e-mail. They advertise their services on Web sites or publications. They often refer to themselves with titles that sound official, such as foreclosure consultant or mortgage consultant, and market themselves as a foreclosure service or foreclosure rescue agency. Your mortgage lender or any legitimate financial counselor can help you find real options to avoid foreclosure. If someone offers to negotiate with your lender and offers to arrange to stop or delay foreclosure for a fee, carefully check his or her credentials, reputation, and experience. To protect yourself, follow the recommendations contained in this Consumer Advisory.

Duration : 1:34:41

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Idea to Stop Foreclosures and Home Evictions

Posted on June 28th, 2009 by Fred

In order to prevent foreclosures and evictions, we must use strategy to leverage the banks. Obama cannot find jobs for over 20 million Americans and expect them to pay a huge Mortgage to his bailed-out banks anyway! People can avoid eviction if they help out each other. People can live cheaply and won’t have to look for full time work once this unnecessary expense has been done away with!

Duration : 0:4:22

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Loan Modifications, Loan Mods, Stop Foreclosure, Save your home, Forebearance, Deed in lieu

Posted on June 28th, 2009 by Fred

Learn about loan modifications and why they are predicting over 12 Million homeowners will do one this year.

Duration : 0:6:21

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Stop Foreclosure For $1700 Can government help stop foreclosure

Posted on June 28th, 2009 by Fred

http://www.stop-foreclosure-for-1700-dollars.com Free FAQ videos Can grants Help stop foreclosure Housing rescue & foreclosure prevention act can bankruptcy stop foreclosure Timeline for foreclosure

Duration : 0:2:30

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What is the best company to use to stop foreclosure in Texas?

Posted on June 28th, 2009 by Fred

Basically we are in foreclosure and I wanted to know if anyone could recommend a company they personaly used that is in the DFW area. Thanks
Well essentially, we were paying our mortgage but out the gate they mis applied 2 of our payments and weve been ighting to have them take off the ridiculous fees that have mounted since. So per their records we show to be behind per our records we werent.

Stop it based on what. Assuming you are indeed late on your payments, you will need to declare bankruptcy to avoid foreclosure.

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will the stimulus package help stop or suspend foreclosure if a homeowner is be hide in mortgage payments?

Posted on June 28th, 2009 by Fred


Yes. Obama recently unveiled his overall plan to stabilize the housing market. The details will be delivered on March 4th. It is specifically designed to help those in foreclosure, or those who are at risk for foreclosure. It is possible you will qualify for a loan modification under this plan where the government participates in helping the lender institutions lower house payments to 31% of your gross income. Those banks that received TARP funds will have specific regulations and they will have to modify loans for their borrowers. Hang tight. Help is in sight.

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Why don't banks restructure loans to stop foreclosure crisis?

Posted on June 28th, 2009 by Fred

Well, I hear a lot about how unamerican it is and uncapitalist as well – and by the way, its the homeowners fault for buying a home they couldn't afford. Put aside that OLD worn out idea of fiduciary responsibility, bah, that the bank might have had when giving out loans in the first place and help me understand this: Who wins when so many are foreclosing? The banks lose money, the owner loses the home, and the investors that fund the mortgage market are losing too right… and the communites, the countys and on and on? I wouldn't expect the bank or investors to restructure solely for the benefit of homeowners, but can't they just defer partially the payments or find some solution that allows the owner to keep the home and still honor their obligation, just maybe further out?

So I guess my question is, what is stopping banks from doing something when it seems everyone is losing out?

Most banks sell their loans, shortly after the loan was made into a securitization trust. This trust then sells bonds to investors. Many of the investors are mutual funds, which in turn have thousands of investors. What ends up happening is that each loan is owned by thousands of people each with a very small ownership percentage. If you have money in a 401(k), chances are you own a small percentage of some of these loans. Because there is no one owner, there is no one to make a rational decision to lower interest rate or extend the term to prevent the loan from going into foreclosure. Often when the bank sells the loan originally, they give up the right to make these kinds of loan modifications.

You are right, no one wins in this situation. The only thing you can do as a borrower, is to use credit wisely and not allow yourself to get overextended.

As a former banker, my mortgage is with a credit union that doesn't sell its loans. I have never needed assistance, but if I did, my lender would be able to work with me, as they own 100% of my loan.

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